Category: Consumer’s Corner

Renting as a Way to Strengthen Your Credit Report

Your dream is to buy a house, but all you can afford to do now is rent. You’re wondering if renting can actually help you attain your goal of owning your first home. The answer is a definite yes, if you use the time you rent to build up your credit report and improve your finances so you can qualify for the best mortgage rates.
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Refinancing After Bankruptcy

Refinancing after a bankruptcy can seem like an especially difficult challenge, but it doesn’t have to be. Six months after your bankruptcy has been finalized, you can find lenders willing to refinance your mortgage. In fact, refinancing your mortgage can help rebuild your credit to good standing in two year’s time. The following steps will help you find the best refinance lender while helping you rebuild your credit record.

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Fixing Your Credit After a Bankruptcy to Apply for a Mortgage

When I first started working with Charlie (not his real name) in 2005, his bankruptcy had just been discharged, meaning his remaining debt was cleared. His credit score was 526, and he didn’t think he had a chance to even get a credit card.

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Drose Law Firm does not agree with all of the tips given in this article.
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William D. Ford Federal Direct Loan Program for student loan issues

Students and parents can explore the site for information about the Direct Loan Program, including helpful publications and tools to help manage their Direct Loans.

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Debt Collectors, Unauthorized Charges, Loan ‘Modifiers’ Top Gripe List

Rude debt collectors brought in the top number of complaints to one Attorney General’s office last year. Next on the list? Telemarketing scams, say BBB officials.

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